Wait, there are no jobs/is no employment? How does that work?

By contracting for things to be done, not to sell chunks of your time. See here, here, and here.

Isn’t that rather inefficient?

For whom? Besides, what price can you put on sophont dignity?

I don’t feel particularly —

Assuming that you’re an Earth-human, your employer can make you piss in a cup to police your body chemistry, among other multitudinous intrusions. You don’t have sophont dignity.